Author: Shomari Hearn, CFP©, EA,

Shomari Hearn, CFP©, EA, is vice president of Palisades Hudson Financial Group, based in its Fort Lauderdale, Florida, office.

Palisades Hudson (www.palisadeshudson.com) is a fee-only financial planning firm and investment manager based in Scarsdale, N.Y., with more than $1.1 billion under management. Branch offices are in Atlanta; Austin, Texas; Fort Lauderdale, Florida, and Portland, Oregon. Read Palisades Hudson’s daily column on personal finance, economics and other topics at http://palisadeshudson.com/insights/current-commentary. Twitter: @palisadeshudson.