_ RetirementIncome Annuities Provide Invaluable Longevity Insurance but Are Still Underused By Sondra Forsyth articleFew adults would go without auto, home, life or health insurance. But the kind of insurance that protects against the … Read More→
_ Money MattersA Year-End Checkup for Long-Term Financial Success in 2020 and Beyond By Sondra Forsyth articleAs 2019 wraps up and 2020 approaches, it’s a great time to make sure your savings and investments are aligned … Read More→
_ Deferred Annuities’ Flexibility Provides Powerful Tax Advantages By Sondra Forsyth articleDeferred annuities offer powerful tax advantages. While annuity tax rules aren’t too complex, understanding them and naming beneficiaries properly assures … Read More→
_ Money MattersPension or Lump Sum? Compare Payouts before You Decide By Jane Farrell articleAbout half of pension plan participants can choose to take their money in a lump sum when they retire. If … Read More→
_ Many Options to Reduce Investment Risk in IRAs By Sondra Forsyth articlePeople approaching or in retirement should not have an over-weighted stake in equities. If you need to reduce risk in … Read More→
_ Money MattersCut Your Taxes in 2019 and Beyond By Sondra Forsyth articleJanuary is a good time to reassess your financial situation, including taxes. The first step is to estimate your 2018 … Read More→
_ Stretching the Tax Benefits of Annuities By Sondra Forsyth articleOne of the biggest advantages of an annuity, tax deferral, can be lost when anyone other than a spouse inherits … Read More→
_ Money Matters RetirementIs an Annuity a Good Choice for You? Here are the Questions to Ask By Sondra Forsyth articleAnnuities can help you save for retirement, reduce risk, cut your taxes and guarantee a lifetime income. But they’re not … Read More→
_ Money MattersWith Outlook for Stocks Dicey, Investors—Especially Older Ones—Need Ballast in their Portfolio By Sondra Forsyth articleA short-term downturn isn’t the only risk of investing in stocks. They can underperform for a decade or longer. The … Read More→
_ Create More Retirement Income and Cut Your Longevity Risk By Sondra Forsyth articleWhen you retire, your monthly income will plummet unless you have an unusually generous pension. But there is a way … Read More→
_ Money MattersWaiting for Higher Annuity Rates Is Unlikely to Pay Off By Sondra Forsyth articleIs it a smart move to hold off buying a fixed-rate annuity because the Federal Reserve is raising short-term interest … Read More→
_ Money Matters RetirementBelieving Annuity Myths Can Hurt You By Sondra Forsyth articlePeople miss out on proven solutions to retirement saving and planning because they swallow myths and misconceptions. I HATE Annuities! … Read More→
_ Money Matters RetirementRetirees With a Guaranteed Income Are Happier & Live Longer By Sondra Forsyth articleRetirees who are surrounded by their family and friends – and who also have a substantial check coming in every … Read More→
_ Money Matters RetirementTwo Ways to Get Lifetime Income By Sondra Forsyth articleTo get a guaranteed lifetime income in retirement, you can annuitize an existing annuity when you’re ready to begin receiving … Read More→
_ Money MattersWant to Do Better Than Bonds? Consider Fixed Indexed Annuities and Fixed-rate Annuities By Sondra Forsyth articleBond yields are low. How can investors get a better return without taking on more risk? Both plain fixed-rate annuities … Read More→
_ Money Matters RetirementBear Market Plus Withdrawals in Retirement Can Cause Portfolio Death Spiral By Sondra Forsyth articleIf you’re a retiree with an equity-heavy portfolio and have to make a withdrawal in a bear market during the … Read More→
_ Money MattersLongevity Insurance Is Underused in Retirement Planning By Sondra Forsyth articleMore people are living into their late 80s, 90s and even past 100. But longevity isn’t so great if you … Read More→
_ Money MattersPre-Retirees and Retirees Can Beat Inflation and Reduce Risk by Splitting Savings By Sondra Forsyth articleFinancial planners agree that pre-retirees and retirees need investment growth to beat inflation. But while equities have outperformed fixed options … Read More→