_ Money MattersAnnuities Beat CDs by Offering Higher Guaranteed Rates and Tax Savings By Sondra Forsyth articleOlder Americans love certificates of deposit. But fixed-rate annuities, which function like CDs, usually pay much higher guaranteed rate. And … Read More→
_ Money MattersUpdating Beneficiaries When Life Changes is Crucial By Sondra Forsyth articleOnce you’ve bought an annuity or a life insurance policy and named your beneficiaries, you may never think about your … Read More→
_ Money MattersTwo Ways to Reduce Risk if the Bull Market Has Skewed Your Asset Allocation By Sondra Forsyth articleIn the current bull market, many people have made so much money they now find their asset allocation is out … Read More→
_ Money Matters RetirementDelaying RMDs from Your IRA: There’s Only One Way to Do It By Sondra Forsyth articleWhen you reach age 70½, you must start taking required minimum distributions (RMDs) from your IRA, 401(k), SEP or other … Read More→
_ Money Matters RetirementTax Deferral and Guarantees Make Annuities a Compelling Way to Save for Retirement By Sondra Forsyth articleIf you’re contributing the annual maximum to your IRA and/or 401(k) plan, you’re ahead of most people. But tax-qualified contributions … Read More→
_ Money Matters RetirementA Way to Cut Tax on Social Security Benefits By Sondra Forsyth articleAbout 40 percent of people who receive Social Security are required to pay taxes on at least a portion of … Read More→
_ Money Matters RetirementRising Annuity Rates Benefit Retirement Portfolios By Sondra Forsyth articleAnnuity rates have gone up a bit recently, according to AnnuityAdvantage’s database of 290 fixed annuities from 35 insurers. They … Read More→
_ Money MattersWaiting for Higher Rates Is a Bad Bet By Sondra Forsyth articleMany people who want to invest in fixed-income or principal-protected products like fixed annuities and CDs hesitate because they’re leery … Read More→
_ Money Matters RetirementCreating Your Own Pension By Sondra Forsyth articleFew people have enough income from Social Security and company pensions (which are less common now) to support their retirement … Read More→
_ Money Matters RetirementCan an Annuity Be a Smart Choice in an IRA? By Sondra Forsyth articleIs it a good idea to buy an annuity within an IRA or Roth IRA? At first blush, the answer … Read More→