Money Matters

Money Matters

Hacking & ID Theft: Are You Next?

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By. Scott A. Merritt At least 110 million consumers were affected by the hack involving Target and Neiman Marcus and at least three other retailers. Whether or not millions more will have their identities manipulated and finances ruined within the coming months due to more breaches of security at other stores is anyone’s guess. 

Retirement

Why I'm Taking Early Retirement

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  By Judy Kirkwood For me, the sixties are more fabulous than the fifties. For one thing, beginning at age 59 1/2, as a sneak preview, you can access your IRA savings – if you have any -- with no penalty other than the regular tax (do it before and you’re hit with an additional 10 percent penalty). At age 62 you can apply to receive early Social Security benefits. At 65, we have Medicare and can perhaps drop our expensive healthcare insurance if we’ve been paying privately – depending on who is elected and what happens in Congress.

Wills & Estates

The Best Estate-Planning Tips

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  If you don’t have a will, you are not alone. Half of Americans don’t have a will, a living will, or financial and medical powers of attorney. Yet we know a will and other estate documents would ease our family’s burdens if something happened to us.

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