_ Money Matters Annuities: The Swiss Army Knife of Personal Finance By Jane Farrell article When IΓÇÖm asked if an annuity is a good buy, I reply: it all depends on your situation and your … Read More→
_ Money Matters SECURE 2.0 Act Lets Retirees Defer Taxes on Retirement Plan Money Longer By Jane Farrell article A retirement crisis looms. Americans arenΓÇÖt saving enough, and the aging of the population may require trimming Social Security benefits … Read More→
_ Money Matters Long-Term-Care Insurance via an Annuity Has Many Pros, Some Cons By Jane Farrell article Long-term care–whether at home, in assisted living or in a nursing home, costs a lotΓÇöespecially if it continues for years. … Read More→
_ Money Matters A Financial Review in Early 2023 Can Optimize Your Strategy By Jane Farrell article My husband is delighted to know he is not my Sugar Daddy. In fact, my doctor has me sworn off … Read More→
_ Money Matters An Income Annuity with a Time Limit Can Be a Great Solution By Jane Farrell article Immediate income annuities with a lifetime payout are popular for a good reason. By providing immediate monthly income thatΓÇÖs guaranteed … Read More→
_ Money Matters How To Shop for a Fixed-Rate Annuity So YouΓÇÖll Get the Best Deal By Jane Farrell article One annuity may pay more than twice as much as much as a similar oneΓÇöcomparison websites make shopping easy. If … Read More→
_ Money Matters Have Lower-Yielding or Underperforming Annuities or CDs? By Jane Farrell article TodayΓÇÖs higher interest rates are great when you have new money to invest. But what can you do if your … Read More→
_ Money Matters Three Ways to Get Future Lifetime Income with Annuities By Jane Farrell article Looking to maximize retirement income?┬á Fixed-rate, income and indexed annuities offer different ways to get there, either standalone or in … Read More→
_ Money Matters Five Annuity Myths That Can Blind You to Good Options By Jane Farrell article Annuity myths are harmful because they lead people to dismiss annuities out of hand when they could be a perfect … Read More→
_ Retirement New IRS Rule Lets Early Retirees Take More Money from Plans By Jane Farrell article Fixed-annuity guarantees more income for penalty-free early withdrawals from retirement plans. Post-pandemic, more people want to tap their retirement plans … Read More→
_ Money Matters ΓÇ£Free LookΓÇ¥ for Annuities Offers Safety Valve If Rates or Circumstances Change By Jane Farrell article Occasionally it makes sense to cancel a new policy and get a better one. With most financial products, youΓÇÖre committed … Read More→
Rising Rates Threaten Bond Funds. Consider These Alternatives. By Jane Farrell article Bond funds, including mutual funds and exchange-traded funds (ETFs), are popular because they have appealing features. But they do have … Read More→
_ Retirement Laddering Fixed-Rate Annuities Offers Combination of Good Rates and Flexibility for Future By Jane Farrell article With todayΓÇÖs low interest rates, it takes planning to create sufficient retirement income without taking more risk than you need … Read More→
_ Money Matters Why Fixed-Rate Annuities Pay More Than Bank CDs By Jane Farrell article Fixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same … Read More→
_ Schwab Intelligent Income vs. Immediate Annuity: Which Is Better? By Jane Farrell article Most people worry about running out of money in retirement. In response, Charles Schwab & Company launched Schwab Intelligent Income … Read More→
_ Money Matters Often-Overlooked Way to Fund Your Roth IRA Has Many Advantages By Jane Farrell article A Roth IRA is a uniquely powerful retirement-savings tool because you wonΓÇÖt pay taxes on the money you withdraw during … Read More→
_ Annuities Offer Powerful Tax Advantages Plus Some Avoidable Pitfalls By Jane Farrell article Annuities are designed to build wealth and income for your retirement through tax deferral. Interest earned in a deferred annuity … Read More→
_ Money Matters Shelter from the Financial Storm By Sondra Forsyth article As you approach and then enter retirement, itΓÇÖs wise to gradually shift much of your savings into vehicles that guarantee … Read More→