Bond funds, including mutual funds and exchange-traded funds (ETFs), are popular because they have appealing features. But they do have some significant disadvantages. Bond funds are liquid and are less volatile than equity funds, and they typically pay monthly income. They come in many flavors, from the lowest-risk offerings like short-term US Treasury funds to… Continue reading Rising Rates Threaten Bond Funds. Consider These Alternatives.
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Stressing Over Your Retirement Plan? 5 Ways To Boost Savings, Reduce Anxiety
Many Americans have long stressed over their finances, and the COVID-19 pandemic has increased that anxiety, a survey shows. Well over 80% said the crisis is causing them stress with their personal finances, according to the National Endowment for Financial Education. One of the top stressors, many studies have shown, is having enough money saved… Continue reading Stressing Over Your Retirement Plan? 5 Ways To Boost Savings, Reduce Anxiety
Want to Do Better Than Bonds? Consider Fixed Indexed Annuities and Fixed-rate Annuities
Bond yields are low. How can investors get a better return without taking on more risk? Both plain fixed-rate annuities and more complex fixed indexed annuities (FIAs) can beat bonds. A new study* from famed economist Roger Ibbotson says that investors should consider FIAs as a low-risk bond alternative likely to produce better returns. Ibbotson’s… Continue reading Want to Do Better Than Bonds? Consider Fixed Indexed Annuities and Fixed-rate Annuities
What If Your Retirement Money Hits Bottom?
Wall Street hasn’t been for the faint of heart lately. Jittery investors saw the volatile market play havoc with investment portfolios. But while the ups and downs may have created anguish for some, financial planner Bryan S. Slovon says he fielded few if any calls from nervous clients. And that’s the way it should be… Continue reading What If Your Retirement Money Hits Bottom?