Long-term care–whether at home, in assisted living or in a nursing home, costs a lot—especially if it continues for years. To protect their finances and leave something for their heirs, many people would like to buy long-term-care insurance (LTCI). But LTCI isn’t cheap. And there’s a big drawback. If you buy it and never collect… Continue reading Long-Term-Care Insurance via an Annuity Has Many Pros, Some Cons