A short-term downturn isn’t the only risk of investing in stocks. They can underperform for a decade or longer. The S&P 500 Index produced a -3 percent annual return over the ten years ending in February 2009, giving investors a big loss. Most experts say the market is very unlikely to produce the type of… Continue reading With Outlook for Stocks Dicey, Investors—Especially Older Ones—Need Ballast in their Portfolio