Three Ways to Get Future Lifetime Income with Annuities

Looking to maximize retirement income?  Fixed-rate, income and indexed annuities offer different ways to get there, either standalone or in sequence. An annuity is the only financial product that can guarantee lifetime income. If you want to secure future income with an annuity, you have three main choices. Each can be appropriate for nonqualified (taxable)… Continue reading Three Ways to Get Future Lifetime Income with Annuities

Money Troubles Linked to Heart Disease Risk

Sudden, unpredictable drops in personal income during young adulthood are linked with an increased risk of developing heart disease and/or dying from any cause, according to new research. In the United States, the recent rise in income inequality suggests that a larger proportion of the population faces poverty and economic difficulties. In addition, while most… Continue reading Money Troubles Linked to Heart Disease Risk

Single Women and Retirement Savings

In many ways, single women face the same problems as men when they consider how to retire with enough income, with one exception: They worry more. Women in general are more likely than men to put money into their workplace retirement account and one third of women, according to a survey, said their savings plans… Continue reading Single Women and Retirement Savings

Five Crucial Steps to Take Before Retirement

Randy and Todd Martin are a father and son team who, after working together for more than  18 years,  decided to write  a brief, easy to understand book, Realistic Retirement for Realistic People, explaining a process to follow for those contemplating  retirement. “Retirees need to consider how social security, investments , taxes, pensions, health care… Continue reading Five Crucial Steps to Take Before Retirement