With Outlook for Stocks Dicey, Investors—Especially Older Ones—Need Ballast in their Portfolio

A short-term downturn isn’t the only risk of investing in stocks. They can underperform for a decade or longer. The S&P 500 Index produced a -3 percent annual return over the ten years ending in February 2009, giving investors a big loss. Most experts say the market is very unlikely to produce the type of… Continue reading With Outlook for Stocks Dicey, Investors—Especially Older Ones—Need Ballast in their Portfolio

Fear, Greed and the Financial Hazards of Emotional Investing

He was a successful dentist who managed his own money his entire life and prided himself on his financial acumen. When he retired, he saw no reason to change. Instead of kicking back and enjoying a well-earned life of leisure, he became not only financially invested in the markets, but emotionally invested as well, much… Continue reading Fear, Greed and the Financial Hazards of Emotional Investing

How to Overcome Investor Paralysis

Many people feel paralyzed about investing, especially if they’ve invested little or nothing in the market before. Investors are bombarded with conflicting messages about whether the stock market will continue hitting new highs or is a house of cards waiting to self-destruct. If the experts are so unsure, it’s understandable that the average investor can’t… Continue reading How to Overcome Investor Paralysis

How Women Can Catch Up on Retirement Savings

Because women live longer and earn less money than men, they need to save $126 for every $100 men save in order to have a decent standard of living in old age. And the biggest financial challenge women face is longevity – we live longer than men and are more likely to end up alone… Continue reading How Women Can Catch Up on Retirement Savings