Shelter from the Financial Storm

As you approach and then enter retirement, it’s wise to gradually shift much of your savings into vehicles that guarantee your principal while providing a good interest rate. The stock market’s extreme volatility in 2020 shows that relying too heavily on equities exposes mature investors to unneeded risk. They need ways that reduce risk while… Continue reading Shelter from the Financial Storm

Whether The Stock Market Soars or Sinks, Stay Cool

Market timing doesn’t work. Have a long-term plan and determine if you’re over- or underinvested in U.S. stocks, foreign stocks and bonds. By Anthony D. Criscuolo The stock market this past year has given investors both ecstasy and agony. It continues to provide object lessons. The first lesson: Don’t get overly excited when the market… Continue reading Whether The Stock Market Soars or Sinks, Stay Cool

With Outlook for Stocks Dicey, Investors—Especially Older Ones—Need Ballast in their Portfolio

A short-term downturn isn’t the only risk of investing in stocks. They can underperform for a decade or longer. The S&P 500 Index produced a -3 percent annual return over the ten years ending in February 2009, giving investors a big loss. Most experts say the market is very unlikely to produce the type of… Continue reading With Outlook for Stocks Dicey, Investors—Especially Older Ones—Need Ballast in their Portfolio

How to Watch the Market in Uncertain Election Times

With the presidential election dominating the news cycles, many investors may be keeping an eye on the stock market as well as the voting booth as they wonder what impact the election of Hillary Clinton or Donald Trump could have on their portfolios. “Presidential elections are almost always a big part of the greater theme… Continue reading How to Watch the Market in Uncertain Election Times