Aging Well
Money Matters

There Is a Con Game Being Played on America’s Elderly

Elder mistreatment ranging from physical abuse and neglect to financial fraud is a silent epidemic in the US. In The Con Game: A Failure of Trust , expose it and show you how to protect yourself and your loved ones.

The numbers are staggering. Experts estimate that between 1 and 2 million Americans age 65 and older have been mistreated by someone in a trust relationship with them and that they often fall prey to financial abuse—only one in 25 cases of which are ever reported to authorities. Just as alarming, guardianships and conservatorships designed to help elders who can no longer look after their affairs are often poorly regulated and give unscrupulous actors the opportunity to fleece and abuse those in their care. In her book, Laham presents an exhaustively researched and unsparing look at this quiet crisis and offers a primer on everything you need to protect yourself, your property, and your loved ones.

Here are some of the most important points she makes:

The trouble with conservatorships and guardianships for elders who can no longer manage their own affairs:

o   These programs are subject to no federal oversight and state laws vary.

o   Conservatorship is the most restrictive form of court intervention and it may deny you all, or some, of your freedoms indefinitely.

o   No particular qualifications are required to become a conservator or a guardian. In most states the only prerequisite is that you are mentally competent.

o   Courts usually appoint a family member as conservator, but this person is often ill-equipped to carry out his or her responsibilities. One study found that fewer than 20 percent of courts furnished guardians with sufficient direction.

o   Just a handful of states prohibit convicted felons from becoming guardians.

o   Families and friends are often helpless to protect loved ones from an abusive guardian.

o   Few restrictions protect an elderly ward from an unscrupulous guardian, according to a report titled “Abuses in Guardianship of the Elderly and Infirm: A National Disgrace” produced by the US House Permanent Select Committee on Aging.

Act now to protect yourself later:

o   Understand alternatives to conservatorship/guardianship and make a smart decision about which options are the best for you.

o   Learn what you need to ensure that you remain in control of your medical decisions and your wishes are respected should you lose the ability to communicate them.

o   Discover estate planning musts.

What to do if an elderly loved one becomes a victim:

o   How best to work with Adult Protective Services (APS) and what you can expect if you file a complaint with them.

o   Understand which elders are at greatest risk for abuse and exploitation.

o   Discover the critical agencies involved in intervening in and prosecuting elder abuse.

o   Learn about state laws that cover elder abuse.

o   Recognize the signs: Spin doctoring, isolating an elder, enhancing dependency are just a few of the typical tactics of an abuser.

o   Understand why elder abuse is often difficult to detect and learn the warning signs.

Scam detection 101: How to recognize some of the most common scams against the elderly:

o   Learn about rolling lab schemes, telemarketing fraud, charity contribution scams, and other frauds commonly perpetrated against the elderly.

o   According to the National Center on Elder Abuse Bureau of Justice Statistics, financial exploitation represented 12.3 percent of reported elder abuse cases in 2012.

o   One in four seniors living in the US was a victim of elder financial exploitation at a total annual cost of more than $3 billion annually, according the Professional Fiduciary Association of California.

o   Over half of reported cases of elder financial exploitation were perpetrated by strangers, followed by family, friends, and neighbors

T.S. Laham is a writer, professor, and consultant. She has authored books and instructional resources and scripted audio and video products for commercial publishers. She teaches business at Diablo Valley College in the San Francisco Bay Area and lives in Oakland, CA. Please vist her on Facebook, https://www.facebook.com/marthatslaham?fref=ts

you may also like

Recipes We

Khela88

Fancywin

Jita Ace

Betjili

https://betvisa1.org/

jeetbuzz লগইন

jeetwin app

baji999

winbuzz

betvisa login

winbuzz

six6s

babu88

marvelbet

krikya

mostplay

4rabet

leonbet

pin up

mostbet

all rummy app

Fastwin

Jitawin

R777

Bhaggo

PBC88

Winbdt

Crickex

Betjee

Glory Casino

Jita Bet

Melbet

Jwin7

Jita Ace

Krikya

Six6s

Betjili

Mostplay

Jeetbuzz

Jeetwin

Mostbet

Baji999

Marvelbet

Betvisa

Mcw

Nagad88

Babu88

Jaya9

babu88 babu88 jeetwin abbabet nagad88 marvelbet melbet mostbet six6s crickex mcw casino baji999 betvisa krikya mostplay crazy time jeetbuzz 79king1 good88 11bet xoso66 nohu78 xin88 nohu90 v9bet fastwin betvisa
jeetbuzz
babu88
babu888
jeetwin
nagad88
jaya9
khela88
mostplay
baji999
abbabet
1xbet 12bet marvel bet 91 club betvisa login baji999 sky247 gugobet lotus365 yolo247 bsport loto188 bsport site 8day xoso66 v9bet rummy deity yono rummy new88 typhu88 jeetbuzz dafabet lotus365 bet88 v9bet đăng nhập thienhabet 188bet link dafabet login betvisa king567 yolo247 login 1xbet login 24betting 91club crickex kubet new88 hi88 jun88 w88 shbet mksports 33win f8bet 123b fb88 vn88 mu88 five88 bk8 w388 gnbet mcw casino thienhabet sodo casino cmd368 bsport eubet sbobet mibet cmd368 Faridabad Satta Satta King 786 Dafabet betvisa yono rummy rummy apk

alo789

https://metalwave.com.mx/app/

https://meisetio.com/wp-includes/js/jquery/ai/index.php?tunnel=alo-789

https://purneauniversity.ac.in/assets/js/mk/?tunnel=baji999

fastwin

fastwin

winzo

winzo

futemax

Kèo nhà cái

bongdadzo

Tỷ số bóng đá

KQBD

Kết quả bóng đá

rummy nabob

hi88

8day

97win

n88

red88

king88

j88

i9bet

good88

nohu78

99ok

bet168

satta king

satta matta matka

Canais Play

ALO789

yono rummy
rummy deity
rummy nabob
rummy wealth
daman games
jeetbuzz
yolo247
baji999
rummy gold
188bet
v9bet
789bet
crickex
1xbet
thienhabet
c54
sky88
33win
79king
kubet
shbet
good88
3king
nohu
lucky88
97win
xoso66
xin88
daga88
yolo247
jeetbuzz
betvisa
jeetwin
baji999
nagad88
babu88
mostplay
babu888
jaya9
khela88
jaya9
khela88
jeetbuzz
betvisa
abbabet
babu88
babu888
jeetwin
nagad88
jaya9
joya 9
khela88
mostplay
marvelbet
baji999

Sponsored From Malaysia

말레이시아에서 후원