_ Money Matters With Outlook for Stocks Dicey, InvestorsΓÇöEspecially Older OnesΓÇöNeed Ballast in their Portfolio By Sondra Forsyth article A short-term downturn isnΓÇÖt the only risk of investing in stocks. They can underperform for a decade or longer. The … Read More→
_ Money Matters Annuities: The Swiss Army Knife of Personal Finance By Jane Farrell article When IΓÇÖm asked if an annuity is a good buy, I reply: it all depends on your situation and your … Read More→
_ Retirement New IRS Rule Lets Early Retirees Take More Money from Plans By Jane Farrell article Fixed-annuity guarantees more income for penalty-free early withdrawals from retirement plans. Post-pandemic, more people want to tap their retirement plans … Read More→
_ Retirement Laddering Fixed-Rate Annuities Offers Combination of Good Rates and Flexibility for Future By Jane Farrell article With todayΓÇÖs low interest rates, it takes planning to create sufficient retirement income without taking more risk than you need … Read More→
_ Money Matters Why Fixed-Rate Annuities Pay More Than Bank CDs By Jane Farrell article Fixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same … Read More→
_ Retirement 4 Tips for Your Retirement Planning as a New Year Brings New Hope By Jane Farrell article COVID-19 took a heavy toll on the U.S. economy in 2020, causing millions of job losses and forcing many businesses … Read More→
_ Retirement Stressing Over Your Retirement Plan? 5 Ways To Boost Savings, Reduce Anxiety By Sondra Forsyth article Many Americans have long stressed over their finances, and the COVID-19 pandemic has increased that anxiety, a survey shows. Well … Read More→
_ Money Matters A Year-End Checkup for Long-Term Financial Success in 2020 and Beyond By Sondra Forsyth article As 2019 wraps up and 2020 approaches, itΓÇÖs a great time to make sure your savings and investments are aligned … Read More→
_ Hobbies Still Time to Make Additions and Changes to Your Landscape By Sondra Forsyth article The cool wet spring delayed planting, deck and patio installations and other outdoor projects. Fortunately, there is still time to … Read More→
_ Whether The Stock Market Soars or Sinks, Stay Cool By Jane Farrell article Market timing doesnΓÇÖt work. Have a long-term plan and determine if youΓÇÖre over- or underinvested in U.S. stocks, foreign stocks … Read More→
_ Money Matters Spring Savings Tips to Plant a Prosperous Future By Sondra Forsyth article Two-thirds of Americans are limiting their spending each month, and among those 36 percent are doing it to save more … Read More→
_ Money Matters 3 Reasons to Consider Reducing the Risk In Your Retirement Portfolio By Sondra Forsyth article Disturbed by recent ups and down in the stock market? If youΓÇÖre an older investor, that may mean itΓÇÖs time … Read More→
_ Parenting Starting a 529 College Savings Plan Is a Great Idea, Even for Parents of a Newborn By Sondra Forsyth article There are two types of 529 accounts: the college savings plan and the prepaid tuition plan. The latter allows you … Read More→
_ Create More Retirement Income and Cut Your Longevity Risk By Sondra Forsyth article When you retire, your monthly income will plummet unless you have an unusually generous pension. But there is a way … Read More→
_ Money Matters A PsychiatristΓÇÖs Take on Why We CanΓÇÖt Get Rich By Sondra Forsyth article We┬áhate┬áto lose. Ever search for hours for something you lost, and spend a fortune in time when you could have … Read More→
_ Money Matters Retirement Does Your Retirement Plan Pass the 3-Point Check-Up? By Sondra Forsyth article If you’re like most people, you started a retirement account like a 401(k) or IRA years ago because your employer … Read More→
_ Money Matters Retirement 3 Retirement Tax Traps and How to Avoid Them By Sondra Forsyth article There was a time when older Americans received a lot of tax breaks, but no more. Congress and state and … Read More→
_ Money Matters Want to Do Better Than Bonds? Consider Fixed Indexed Annuities and Fixed-rate Annuities By Sondra Forsyth article Bond yields are low. How can investors get a better return without taking on more risk? Both plain fixed-rate annuities … Read More→