_ Senior Health 5 Wise Things Retirees Can Do With Their Stimulus Checks By Sondra Forsyth article Stimulus checks being sent to millions of Americans are seen as a lifeline for many. The economic calamity caused by … Read More→
_ Money Matters A Year-End Checkup for Long-Term Financial Success in 2020 and Beyond By Sondra Forsyth article As 2019 wraps up and 2020 approaches, itΓÇÖs a great time to make sure your savings and investments are aligned … Read More→
_ Deferred AnnuitiesΓÇÖ Flexibility Provides Powerful Tax Advantages By Sondra Forsyth article Deferred annuities offer powerful tax advantages. While annuity tax rules arenΓÇÖt too complex, understanding them and naming beneficiaries properly assures … Read More→
_ Many Options to Reduce Investment Risk in IRAs By Sondra Forsyth article People approaching or in retirement should not have an over-weighted stake in equities. If you need to reduce risk in … Read More→
_ Money Matters Mutual Fund Managers: No More Rock Stars By Jane Farrell article The era of celebrity mutual fund managers is over. A few titans retired with their reputations intact, but many have … Read More→
_ Parenting Starting a 529 College Savings Plan Is a Great Idea, Even for Parents of a Newborn By Sondra Forsyth article There are two types of 529 accounts: the college savings plan and the prepaid tuition plan. The latter allows you … Read More→
_ Create More Retirement Income and Cut Your Longevity Risk By Sondra Forsyth article When you retire, your monthly income will plummet unless you have an unusually generous pension. But there is a way … Read More→
_ Money Matters Waiting for Higher Annuity Rates Is Unlikely to Pay Off By Sondra Forsyth article Is it a smart move to hold off buying a fixed-rate annuity because the Federal Reserve is raising short-term interest … Read More→
_ Money Matters 4 Life Changes That Warrant An Investment Tune-up By Jane Farrell article If youΓÇÖre 45 to 65 and are going through some serious changes in your life, you should be thinking about … Read More→
_ Money Matters Retirement 4 Ways to Reduce Risk in Your Retirement Plan By Sondra Forsyth article Many people are worried about their retirement from a money perspective. According to a survey by Transamerica, most workers think … Read More→
_ Money Matters Retirement Retirees With a Guaranteed Income Are Happier & Live Longer By Sondra Forsyth article Retirees who are surrounded by their family and friends – and who also have a substantial check coming in every … Read More→
_ Money Matters Want to Do Better Than Bonds? Consider Fixed Indexed Annuities and Fixed-rate Annuities By Sondra Forsyth article Bond yields are low. How can investors get a better return without taking on more risk? Both plain fixed-rate annuities … Read More→
_ Grandparenting Should You Cosign a Student Loan for Your Grandchild? By Sondra Forsyth article As a grandparent, you want to do everything you can to help your grandchild succeed. That’s the reason your grandchildren … Read More→
_ Money Matters How to Overcome Investor Paralysis By Sondra Forsyth article Many people feel paralyzed about investing, especially if theyΓÇÖve invested little or nothing in the market before. Investors are bombarded … Read More→
_ Money Matters Pre-Retirees and Retirees Can Beat Inflation and Reduce Risk by Splitting Savings By Sondra Forsyth article Financial planners agree that pre-retirees and retirees need investment growth to beat inflation. But while equities have outperformed fixed options … Read More→
_ Money Matters Retirement Delaying RMDs from Your IRA: ThereΓÇÖs Only One Way to Do It By Sondra Forsyth article When you reach age 70┬╜, you must start taking required minimum distributions (RMDs) from your IRA, 401(k), SEP or other … Read More→
_ Money Matters Retirement Rising Annuity Rates Benefit Retirement Portfolios By Sondra Forsyth article Annuity rates have gone up a bit recently, according to AnnuityAdvantageΓÇÖs database of 290 fixed annuities from 35 insurers. They … Read More→
_ Money Matters Waiting for Higher Rates Is a Bad Bet By Sondra Forsyth article Many people who want to invest in fixed-income or principal-protected products like fixed annuities and CDs hesitate because theyΓÇÖre leery … Read More→